Liability of the haulier is a particular risk. This risk for both domestic and international transportation can be eliminated with haulier’s liability insurance.
1. International transportation
The insurance relates to the responsibility of the insured for damage to the transported freight during the international road transportation performed based on a contract provided that the responsibility for damage occurred as a result of an accidental event that happened while the international road transportation insurance was valid. In such case, the responsibility is governed by the Convention on the Contract for the International Carriage of Goods by Road, or the CMR Convention.
The haulier's responsibility is not absolute. In case of the so-called superior power the haulier bears no responsibility. Moreover and in accordance with the CMR Convention, the haulier in international transportation is only responsible up to the limit of 8.33 SDR for 1 kilogram of gross freight weight.
Formula: 8.33 x the shipment weight in kg x SDR
Where: • 8.33 is a coefficient according to the CMR Convention • Gross freight weight is used as the weight of the shipment • SDR exchange rate is an exchange rate of the International Monetary Fund, see the exchange rate table of the Czech National Bank (ČNB)
In accordance with the CMR Convention, the goods are insured to 400 000 EUR for each individual insurance case. The CMR certificate can be found HERE.
2. Domestic transportation
The insurance of the haulier's liability for damage of the transported freight occurring to another party following from transportation contracts as a result of an accidental event that happened while the domestic road transportation insurance was valid. The responsibility is governed by the Commercial Code.